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You authorize us to make any inquiries we consider necessary to validate your identity. In order to use certain Services, Dave may be required to verify your identity. You further represent that you are a legal owner of, and that you are authorized to provide us with, all User Information and other information necessary to facilitate your use of the Mobile App and Services.

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When you sign up for a user account, you agree to provide accurate, current and complete information-such as your name, mailing address, and email address –as may be prompted by any registration forms available through the Mobile App, in connection with the Services or as otherwise requested by Dave for such information (“User Information”). This process will include creation of a Login ID and password to access the Mobile App and the Services. To access Dave’s Services, you must create a Mobile App user account with Dave.
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Dave’s mobile applications are available on the Apple App Store (for Apple devices) and Google Play Store (for Android devices).
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You must also have a valid email address and sufficient storage space to install any required mobile application. To access and use the Mobile App and Services, you must have a mobile device with access to the Internet running either Apple iOS 13 or higher, or Android 9 or higher. MINIMUM TECHNOLOGY REQUIREMENTS TO ACCESS SERVICES
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Note that we reserve the right to update the Privacy Policy at our discretion, and that any changes made to our Privacy Policy are effective when the updates are live on. We fully incorporate our Privacy Policy into this Agreement. PRIVACY POLICYĭave maintains a Privacy Policy, and it details how we handle and protect data. Dave may terminate, suspend, change, or restrict access to all or any part of the Mobile App, or the Services without notice or liability. Your continued use of the Mobile App, or the Services after any change to this Agreement constitutes your agreement to be bound by any such changes. We will date the terms with the last day of revision. All changes shall be effective upon posting. You should check this Agreement on periodically for changes.

MODIFICATION OF THIS AGREEMENTĭave reserves the right to amend this Agreement at any time and will notify you of any such changes by posting the revised Agreement on its website,. To use Mobile App, or the Services and to accept the Agreement, you must be 1) a legal resident of the United States, 2) of legal age to form a binding contract with Dave, 3) not prohibited by law from using the Mobile App, or the Services. If you do not agree to these terms, you may not access or use the Mobile App, or the Services. Please carefully review this Agreement before using the Mobile App, or the Services, or accessing any data thereon. PLEASE REFER TO SECTION 26 BELOW FOR MORE INFORMATION.

THIS AGREEMENT ALSO INCLUDES, AMONG OTHER THINGS, A BINDING ARBITRATION PROVISION THAT CONTAINS A CLASS ACTION WAIVER. The terms and conditions of this Agreement form an essential basis of the bargain between you and Dave, and this Agreement governs your use of the Mobile App, and the Services. By accessing, browsing and/or using the Mobile App, or the Services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Agreement and to comply with all applicable laws and regulations. The Mobile App, website and Services are owned and operated by Dave, and are being provided to you expressly subject to this Agreement. The following terms of service are terms of a legal agreement (the “Agreement”) between you (“you”, “your”, or “user”) and Dave Inc., its subsidiaries, affiliates, agents and assigns (“Dave”, “we”, “us”, or “our”) which sets forth the terms and conditions for your use of Dave’s mobile application (“Mobile App”) and Dave’s website,, as well as the products and services offered, operated or made available by Dave through the Mobile App (collectively, the “Services”).
